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  89R14856 SCL-D     By: Johnson H.B. No. 3840       A BILL TO BE ENTITLED   AN ACT   relating to automobile insurance premium discounts for dashboard   cameras.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Chapter 1952, Insurance Code, is amended by   adding Subchapter I to read as follows:   SUBCHAPTER I. PREMIUM DISCOUNT FOR DASHBOARD CAMERAS           Sec.   1952.401.     DEFINITION. In this subchapter, "motor   vehicle" means any motor driven or propelled vehicle required to be   registered under the laws of this state.           Sec.   1952.402.     DASHBOARD CAMERA DISCOUNT. The commissioner   by rule shall require insurers to provide a premium discount on an   automobile insurance policy if a covered motor vehicle has a   dashboard camera installed.          SECTION 2.  (a)  Not later than December 1, 2025, the   commissioner of insurance shall adopt rules as required by this   Act.          (b)  The changes in law made by this Act apply only to an   insurance policy that is delivered, issued for delivery, or renewed   on or after January 1, 2026.          SECTION 3.  This Act takes effect September 1, 2025.