HB3520 - Relating to automobile liability insurance requirements for transportation network company drivers.

      By: Spiller (Senate Sponsor - Hagenbuch) H.B. No. 3520          (In the Senate - Received from the House May 19, 2025;   May 19, 2025, read first time and referred to Committee on Business &   Commerce; May 26, 2025, reported favorably by the following vote:     Yeas 7, Nays 4; May 26, 2025, sent to printer.) Click here to see the committee vote     A BILL TO BE ENTITLED   AN ACT     relating to automobile liability insurance requirements for   transportation network company drivers.          BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:          SECTION 1.  Section 1954.051(b), Insurance Code, is amended   to read as follows:          (b)  Insurance maintained under this subchapter must allow a   transportation network company driver to use a personal vehicle to   transport transportation network company riders for compensation   and cover the driver while:                (1)  the driver is logged on to the transportation   network company's digital network as provided by Section 1954.052;   or                (2)  the driver is engaged in a prearranged ride with a   transportation network company rider in the vehicle as provided by   Section 1954.053.          SECTION 2.  Section 1954.052, Insurance Code, is amended to   read as follows:          Sec. 1954.052.  INSURANCE REQUIREMENTS: WITHOUT   TRANSPORTATION NETWORK COMPANY RIDER IN VEHICLE [ BETWEEN   PREARRANGED RIDES ]. At the time a transportation network company   driver is logged on to the transportation network company's digital   network and is available to receive transportation network requests   but is not engaged in a prearranged ride or is engaged in a   prearranged ride without a transportation network company rider in   the vehicle , the automobile insurance policy must provide:                (1)  the following minimum amounts of liability   insurance coverage:                      (A)  $50,000 for bodily injury to or death for   each person in an incident;                      (B)  $100,000 for bodily injury to or death of a   person per incident; and                      (C)  $25,000 for damage to or destruction of   property of others in an incident;                (2)  uninsured or underinsured motorist coverage where   required by Section 1952.101; and                (3)  personal injury protection coverage where   required by Section 1952.152.          SECTION 3.  Section 1954.053, Insurance Code, is amended to   read as follows:          Sec. 1954.053.  INSURANCE REQUIREMENTS: WITH TRANSPORTATION   NETWORK COMPANY RIDER IN VEHICLE [ DURING PREARRANGED RIDES ]. At   the time a transportation network company driver is engaged in a   prearranged ride with a transportation network company rider in the   vehicle , the automobile insurance policy must provide, at a   minimum:                (1)  coverage with a total aggregate limit of liability   of $1 million for death, bodily injury, and property damage for each   incident;                (2)  uninsured or underinsured motorist coverage where   required by Section 1952.101; and                (3)  personal injury protection coverage where   required by Section 1952.152.          SECTION 4.  The changes in law made by this Act apply only to   an automobile insurance policy delivered, issued for delivery, or   renewed on or after January 1, 2026.  An automobile insurance policy   delivered, issued for delivery, or renewed before January 1, 2026,   is governed by the law as it existed immediately before the   effective date of this Act, and that law is continued in effect for   that purpose.          SECTION 5.  This Act takes effect September 1, 2025.     * * * * *