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Enrolled August 24, 2026 Passed IN Senate May 22, 2026 Passed IN Assembly August 20, 2026 CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION Senate Bill No. 946 Introduced by Senator Seyarto February 02, 2026 An act to repeal Section 1785.28.6 of the Civil Code, relating to escrow agent rating services. LEGISLATIVE COUNSEL'S DIGEST SB 946, Seyarto. Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents. The Consumer Credit Reporting Agencies Act imposes obligations on consumer credit reporting agencies, users of consumer credit reports, and furnishers of credit information, and establishes remedies for a consumer who suffers damages resulting from a violation of those provisions. Existing law makes specified provisions of the act applicable to an escrow rating service, as defined, requires an escrow agent rating service to establish policies and procedures to safeguard personally identifiable information obtained from an escrow agent, and provides that an escrow agent is a consumer for purposes of those provisions. Existing law repeals those provisions of the act applicable to escrow agent rating services and escrow agents on January 1, 2027. This bill would extend the operation of those provisions indefinitely. Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO Bill Text The people of the State of California do enact as follows: SECTION 1. Section 1785.28.6 of the Civil Code is repealed.